
ABOUT THE XTEM.
Around the world, the remittances and payment gateway Industry is experiencing a surge. Traditional remittance channels can barely keep up with this as more people need to move money in a cheap and fast process. The current architecture is slow, costly and unavailable to the unbanked. This challenge has led to the boom in the cryptocurrency industry with much rapid development of apps and mechanisms on blockchain technology to bridge the gaps. Corporations and medium-scale business concerns have decided to innovate their way out of the above bottleneck by exploring localized solutions via blockchain technology. It is this and more that propelled the team at T.E. Markets Ltd to design the TEMCOIN (XTEM).
The XTEM is a medium for Crypto Staking in the many operations of T.E. Markets Ltd like Real Estate, the Payment Gateway, Mining, Beneficiation, and Exploration. The XTEM seeks to provide a safer and more secure digital payment facilitation within Africa and beyond.
Tangible and running value drivers.
Verified on the Binance Smart Chain Network.
For staking in over five viable projects that declare attractive dividends.
A pan-African community of over 25,000 Hodlers.
TOKENOMICS
Contract Address
0x1e1E7bf755E3a4F7d4eF8cE859a8fA6116C1a6CA
Projects Powered By XTEM
ACEX
ACEX is a cryptocurrency platform that lets users have simple access to buy, sell, and pay with cryptocurrencies. ACEX is a digital hub for Forex, Stocks, Commodities, and Indices investors/traders. ACEX is for trading commodities and financial instruments from Forex CFDs, Cryptocurrencies, and Stocks to Indices. ... Users of ACEX will be able to pay for goods and services using the ACEX crypto to fiat visa card, among other payment methods. The base currency of ACEX is the XTEM. It is a currency used to settle transactions on ACEX. Holders of XTEM will stake their tokens to earn juicy returns. ACEX allows multiple listings of products by small firms, medium enterprises and large corporations to solve the problem of cross-funding projects across the African continent. The values of listed companies or products would be traded on ACEX like on the floors of traditional exchanges. Cryptocurrency projects and blockchain-based businesses would list on ACEX. The ACEX trading platform is funded and developed by 30% of funds raised from the Pre-Sale of XTEM.
T.E Properties
This product is structured to provide a vehicle for clients to earn from the real estate sector by participating in offshore property investment via fractional ownership. It is a window for investors, irrespective of borders, to pool resources together for buying and investing in real estate within Africa and the UAE. ... T.E. Properties offer a level playing ground for Investors of varying depth of pockets to participate in Real Estate investment. Subscription to the T.E. Properties is via the XTEM. Holders of XTEM are encouraged to stake their coins in projects prospected by T.E. Properties. The first phase of staking sold out in just about 20 minutes. The second phase of staking into T.E. Properties sold out in less than 24 hours. The window for staking into projects in T.E. Properties would open again soon.10% of funds raised from the sale of XTEM is for the expansion of T.E. Properties. Visit https://www.teproperties.co/ to follow up on the staking pools.
Red Planet Resources
This business is on mining, exploration and beneficiation. The African continent is replete with untapped deposits of natural resources. No country in Africa is without a sizeable array of natural resources. Red Planet Resources aims to explore and contribute to the existing value chain in the local mining and exploration sector. ... It will provide technical know-how and infrastructure to those with mining licenses in different regions. The earning potential in this sector is immense. Investors can leverage Red Planet Resources to invest in mining, exploration and beneficiation to earn dividends. Subscription to Red Planet Resources is through the acquisition of some XTEM. TEMCOIN holders will be able to stake their holdings and receive yearly rewards/dividends through the staking panel of https://red-planetmining.com . Red Planet Resources is prospecting mining sites in Zambia and Zimbabwe. Other regions of Africa will follow in due course. 15% of funds raised from XTEM is to expand the mining and exploration projects under Red Planet Resources.
T.E. Payments Gateway (TEPG)
This business has established contracts with over 200 P2P merchants across Africa. The T.E. Payment Gateway business is looking to replicate this feat in all key markets within Africa and globally. T.E. Payment Gateway is responsible for the distribution of ACEX crypto to fiat visa cards across Africa. ... The ACEX cards are crypto to fiat cards that allow their owners to spend cryptocurrencies and fiat money at any Visa-enabled outlets anywhere in the world. Investors in this business will buy XTEM to invest in the TEPG. Dividends are shared according to invested capital. Visit https://www.tepgateway.com to get your card.
Note: We had T.E. Capital and T.E. Microfunding as part of the projects to be backed by XTEM. We however excluded them in the interest of replacing the two with projects that have better use cases. We will announce these two projects soon.
Updated XTEM Roadmap and Rollout.
Our roadmap is planned such that we take on the most complex problems and turn them into great solutions.
A private sale of TEMCOIN was launched with 10,000,000 coins released to the T.E. Markets community, company shareholders, and private investors. The Minimum Coins of XTEM for purchase is 25 units of XTEM.
TEMCOIN to list on ACEX. Estimated Market Capitalisation will be a function of price and the number of coins issued. XTEM to List on different coin directories as well.
Public Sale -TEMCOIN sales start on major public trading exchanges and decentralized exchanges. Estimated Market Capitalization will be a function of price and the number of coins issued.
Temcoin (XTEM) to be listed on coinmarketcap.com
Listing on more Centralized Exchanges (CEX). The estimated market capitalisation will be a function of price and the number of coins issued.
XTEM first coin burn to be conducted. Token burn continues for 'coin buyback' till 80% of the supply of token is burnt.Estimated Market Capitalisation will be a function of price and the number of coins issued.
First reward/bonus of early adopters (long term holders) plus team. Estimated Market Capitalisation will be a function of price and the number of coins issued.
Footnote:
This roadmap has been updated to fit the current point of our rollout journey which was slightly delayed due to the lag of complete functionality of the ACEX platform which is the flagship project of XTEM.

Distribution

Distribution
Footnote :
Unsold and “buyback” tokens will be taken out of the circulating supply, by burning the tokens thereby creating value for long term holders.
Our Team
Ian
Mvula
Founder & President

Beatrice Ndung'u
Head of Admin
Joyce
Ng'ang'a
XTEM Community Organiser

Abdul
Coin & Smart Contract Developer
Emmanuel
Chinedu
Technical Advisor /Project Manager

Abiodun
Olusanya
Technical Advisor /Project Manager

Joy
Boera
Digital Strategist

Naftal
Mogire
Senior Art Director

Fegor
Abade
Art Director

Latest Blog

Fitness Enthusiasts have a saying that is as old as time, which is “No Pain, No Gain”. This speaks to the fact that for you to have a fit and healthy body, you need to go through painful and rigorous workout sessions. The same saying is applied in the world of trading, just a little differently “No Risk, No Reward”. Some may even say “the greater the risk, the greater the reward”. Up until now, the financial world has been controlled by these concepts of complexities.... Read more...
Frequently asked questions
If your question is not listed below send us your question at support@tem-coin.com
WHAT IS XTEM?
XTEM is a digital asset created on the BEP-20 smart network. It is a secure, decentralized payment system based on the blockchain. It is a utility token designed for cross-border payment of goods, services, and settlement of transactions. XTEM is also a store of value for investment (buy & hold) which appreciates over time.
WHEN CAN I BUY XTEM?
Private Sale for Tier 1 Investors, Contributors, and Early Adopters is still ongoing and the Minimum Coins required to participate in the Private Sale is 25 units of XTEM. The public Sale date will be informed by the change in the current bear market.
WHERE CAN I BUY XTEM?
During Private sales, XTEM could be purchased via the website (http://tem-coin.com) and through designated vendors. At Public sale, XTEM will be available on ACEX, Pancakeswap finance via TrustWallet, MetaMask, TokenPocket, or any Crypto App/Wallet that is DApps-enabled.
WHEN WILL I RECEIVE MY XTEM?
During Public Sale, you will receive XTEM in your e-wallet on the site, Metamask, Trust Wallet, etc. immediately after a transaction is completed. For purchases made during Private Sales and fiat received in Public Sales, transfer of XTEMs will be transferred to your wallet within 15 days of the ICO end date.
WHAT ARE THE CONDITIONS FOR XTEM SALE?
During the ICO timeline, a bonus of up to 35% is offered. To purchase XTEM, you need to sign up and pass the KYC + AML process (refer to an agent). Contributors agree to the terms of service, terms of the Coin sale, and privacy policy automatically as soon as the XTEM is purchased.
WHERE CAN I TRACK XTEM?
You can verify your asset on the Binance network (bscscan.com).
HOW CAN I TRADE XTEM FOR OTHER DIGITAL CURRENCIES?
Yes. You may trade XTEM for other digital currencies on Decentralized Exchanges (DEXes) like ACEX and Pancakeswap when we list there. Check our roadmap for details of further exchange listing.
WHAT METHOD OF PAYMENT IS ACCEPTED?
BNB, BTC, ETH, USDT + other Altcoins will be accepted during Private sales.
IS THE XTEM is ERC-20 and BEP-20 COMPATIBLE?
No. XTEM is on just the Binance network for now. We recommend therefore to use acex.market or Trust wallet via Pancakeswap. Never send the transaction directly to the smart contract address.
WHERE AND HOW DO I KEEP MY XTEM?
acex.market is recommended.
HOW MANY TEMCOINS WILL BE AVAILABLE?
There will be a maximum supply of 100,000,000 XTEM.
WILL THERE BE COIN BURN?
Yes. Coin buy-back and burn will be conducted by the team quarterly from 2023 to create scarcity for XTEM and ultimately drive up the value. See the roadmap for details.
IS THERE A GUIDE ON ‘HOW TO PURCHASE XTEM’?
Yes. Instructions on how to join the XTEM ICO and how to acquire XTEM via Pancakeswap on Trustwallet are available on this site.
WILL THERE BE A KYC/AML PROCESS DURING REGISTRATION?
Yes
IS THERE A REFUND RULE?
Yes. The tokens purchased are non-refundable.

Testimonials
Digital currency investor
XTEM is the beginning of something great for Africa. What stands out for me is the use-case and fundamentals. A coin backing six massive projects? That is huge! This gives me confidence in the intrinsic value of XTEM. Every informed person need to know about XTEM because it might be one of the world's most important
- Bukky Osinowo
Crypto Enthusiast
The XTEM is offering you a quantum leap into greatness , it is a disruption in the crypto Space It's a utility coin that will change the African Story globally especially with the African Consolidated Exchange trading platform being launched (ACEX) very soon to propel the growth and strategic usage of the coin.
- FX CHARLES
